Using the service
You may use Emerald Ledger for lawful personal learning and must provide accurate information when submitting an inquiry or creating an account.
Educational scope
Our lessons provide general educational information, not individualized financial, tax, legal, or investment advice.
Purchases and access
Prices and course descriptions are shown before an order is submitted. Access terms are presented at the time of purchase.
Acceptable use
Do not misuse the site, disrupt its operation, copy protected materials for redistribution, or use another person’s account.
Intellectual property
Emerald Ledger owns or licenses the course text, exercises, branding, and interface. Permission is required for commercial reuse.
Availability
We work to keep the service available but cannot promise uninterrupted operation or permanent availability of every feature.
Disclaimers
Budgeting outcomes vary with personal circumstances. Emerald Ledger makes no promise of savings, income, debt reduction, or other financial results.
Changes and contact
We may revise these terms by publishing an updated version. Questions belong at [email protected].